It's probably the biggest investment you'll ever make with long-term financial ramifications.  It calls for many informed decisions and for good advice from a real estate professional.

REALTOR® are real estate professionals who belong to the NATIONAL ASSOCIATION OF REALTORS® and subscribe to its strict Code of Ethics.  Not all real estate brokers and agents are REALTOR®.  To make sure you're working with one, look for the federally registered mark REALTOR®.

When buying a home, here's what you can learn from a REALTOR®'s knowledge and skill:

1. A REALTOR® helps you determine how much home you can afford.  Often a REALTOR® can suggest additional ways to accrue the down payment and explain alternative financing methods.

2. A REALTOR® can help you work out a realistic idea of the home best suited to your needs, size, style, features, location, accessibility to schools, transportation, shopping, etc.

3. A REALTOR® has access to listings of available homes and can evaluate them in terms of your needs and affordability, and doesn't waste your time on unsuitable homes.

4. A REALTOR® can often suggest simple, imaginative changes that could make a home more suitable for you and improve its utility and value.

5. A REALTOR® can supply information on real estate values, taxes, utility costs, municipal services and facilities and may be aware of proposed zoning changes that could affect your decision to buy.

6. A REALTOR® has no emotional ties to the homes, can be objective about them, and can point out advantages and disadvantages while answering your questions.

7. A REALTOR® can tell you if local law requires an attorney at closing and can provide you with a list to choose from if you don't have one.

8. A REALTOR® usually knows the local mortgage market and can tell you about financing.  A REALTOR® can also tell you what personal and financial data to take with you when you apply for a loan.

9. A REALTOR® can help familiarize you with the closing process by explaining it all in advance.

Brenda and Kevin are proud of their affiliations on a national, state and local level.  Please give them a call to hear how they will help you through the buying process. Remember, Brenda and Kevin have the ABR designation. This means when they represent you as your Buyer's Agent, that they have been specifically trained and accredited to work with buyers in their best interest.